A Study on Farmers Knowledge about Crop Insurance Schemes in Northern Karnataka
International Journal of Environment and Climate Change,
Agriculture production and farm income in India are frequently affected by natural disasters such as droughts, floods, cyclones, storms, landslides and earthquakes. In recent times, mechanisms like contract farming and future trading have been established which are expected to provide some insurance against price fluctuations directly or indirectly. But, agricultural insurance is considered as an important mechanism to address the risk of output and income effectively which is resulting from various natural and manmade events. The study was conducted in Karnataka State during the year 2017-18 by using “Ex-post- facto” research design. Belgavi, Dharwad, Haveri and Vijayapura districts were selected purposely based on more number of insured farmers. Further, two taluks from each district and from each taluk three villages (i.e. total 24 villages) were randomly selected. Sample size for the study was 240. Purposive sampling procedure was used. Descriptive statistics and multiple linear regression model were applied to analyze the data. The findings of the study revealed that, 44.17 per cent of the insured farmers belonged to low knowledge level followed by medium (37.92%) and high (17.91%) level with respect to Crop Insurance Schemes. The variable ‘credit availed’ had positive and significant relationship at one per cent level of probability. The co-efficient of determination (R2) was 0.427 which indicated that 42.70 per cent of the variation in the knowledge level of insured farmers was together explained by all the independent variables. Thus, concerned officers should conduct awareness programmes from time to time by using different extension teaching methods like trainings, workshops, distribution of pamphlets, road shows, advertisement through television, newspaper, radio, mobile SMS etc to enhance the knowledge level of farmers.
- crop insurance scheme and credit availed.
How to Cite
Anasthasi A. Psychological Testing, The Macmillan Company, New York; 1961.
Surve RN, Jondhale SG, Sarnaik SD. A study on attitude of the farmers towards National Agricultural Insurance Scheme in Parbhani and Hingoli districts of Maharashtra. Journal of Soils and Crops. 2005;15(2):356-359.
Mohapatra L, Dhaliwal RK, Manmeet Kaur. Farmers knowledge about the agricultural insurance scheme in Punjab. Indian Res. J. Ext. Edu. 2016;16(1):49-53.
Jambuvant DS. Knowledge and attitude of farmers towards crop insurance scheme. M.Sc. (Agri.) Thesis. Vasantrao Naik Marathwada Krishi Vidyapeeth, Parbhani, India; 2017.
Kumar A, Doharey RK, Kumar M, Singh SN, Kumar M, Sai AK. Knowledge and adoption extent of farmers about crop insurance scheme in Etawah district (U. P.) J. Pharmacognosy and Phytochemistry. 2017;6(3):154-156.
Nagabhushana KB. Farm performance of potato cultivators of Hassan district in Karnataka. M.Sc. (Agri.) Thesis, Acharya N.G. Ranga Agric. Univ., Hyderabad, India; 2007.
Kharumnuid P. A study on perception and adaptation of potato growers to climate change in east khasi hills district of Meghalaya. M.Sc. (Agri.) Thesis, Acharya N.G. Ranga Agric. Univ., Hyderabad, India; 2011.
Kumar DS, Barah BC, Ranganathan CR, Venkatram R, Gurunathan S, Thirumoorthy S. An analysis of farmers’ perception and awareness towards crop insurance as a tool for risk management in Tamil Nadu. Agri. Econ. Res. Rev. 2011;24(2):37- 46.
Kranthikumari B. A study on farmers’ perception and adaptability of the farmers towards climate variability in Kurnool district of Andhra Pradesh, Unpublished M. Sc. (Agri.) Thesis, Acharya N.G. Ranga Agricultural University Rajendranagar, Hyderabad; 2014.
David PV, Ila BP, Prajapati M. Knowledge of vermicompost technology among the tribal beneficiaries of national agricultural innovation project under component III in Banskanta district, Gujarat. Int. J. Agric. Extn. 2014;2(3):165-168.
Singh Y, Meenakshi C, Lokesh JP. Interventions of sodic soil reclamation technologies and constraints in their adoption. Indian Res. J. Extn. Edu. 2014; 14(2):54-59.
Gwandu TF, Mtambanengwe PM, Maharave TC, Chikowo R, Nezomba H. Factors influencing the access to integrated soil fertility management information and knowledge and its uptake among small holder farmers in Zimbabwe. J. Agric. Extn. Edu. 2015;16(1):22-31.
Abstract View: 1844 times
PDF Download: 563 times